Actionable Insights for Your Mobile Workforce: Portability Solutions Key to Improving Retirement Outcomes

Retirement Clearinghouse (RCH) and Boston Research Technologies (BRT)

An Analysis of Retirement Models to Improve Portability and Coverage

Center for Retirement Research at Boston College

Auto Portability Simulation

Retirement Clearinghouse (RCH)

Borrowing from the Future: 401(k) Plan Loans and Loan Defaults

National Bureau of Economic Research (NBER)

Early Withdrawals from Retirement Accounts During the Great Recession

Statistics of Income Division, Internal Revenue Service

Eliminating Friction and Leaks in America’s Defined Contribution System: Fixing the Systemic Breakdowns That Impact Every Sponsor, Participant and Provider

Boston Research Technologies (BRT)

Focus On . . . Retirement Plan Leakage

Journal of Pension Benefits

How America Saves 2019

Vanguard

Leakage of Participants’ DC Assets: How Loans, Withdrawals, and Cashouts Are Eroding Retirement Income

AON Hewitt

Making the Right Choice the Easiest Choice: Eliminating Friction and Leaks in America’s Defined Contribution System

Boston Research Technologies (BRT)

Plug the Drain: 401(k) Leakage and the Impact on Retirement

Defined Contribution Institutional Investment Association (DCIIA)

Plugging the Leaks in the DC System: Bridging the Gap to a More Secure Retirement

Fidelity

Policy Changes Could Reduce the Long-Term Effects of Leakage on Workers’ Retirement Savings

Government Accountability Office (GAO)

Potential vs. Realized Savings under Automatic Enrollment

TIAA

Reducing Retirement Savings Leakage

Employee Benefits Research Institute (EBRI)

Retirement Savings: Additional Data and Analysis Could Provide Insight into Early Withdrawals

Government Accountability Office (GAO)

The Availability and Utilization of 401(k) Loans

Harvard Business School (HBS)

The Impact of Auto Portability on Preserving Retirement Savings Currently Lost to 401(k) Cashout Leakage

Employee Benefit Research Institute (Jack VanDerhei)

The Impact of Leakages on 401(k)/IRA Assets

Center for Retirement Research at Boston College

The Mobile Workforce’s Missing Participant Problem

Retirement Clearinghouse (RCH) and Boston Research Technologies (BRT)

The impact of 401(k) cash-outs on retirement income

Alight Solutions

What Do Workers Do with Their Retirement Savings after They Leave Their Employers?

Alight

What Moves the Retirement Readiness Needle: Quantification of Risk and Evaluation of New Proposals

Employee Benefits Research Institute (EBRI)