What Moves the Retirement Readiness Needle: Quantification of Risk and Evaluation of New Proposals

Employee Benefits Research Institute (EBRI)

"VanDerhei’s analysis finds that the effect of retirement plan leakages varies by income and type of leakage, but that clearly the lowest-income quartile is most adversely affected (the population simulated consists of workers currently ages 25–29 who will have more than 30 years of simulated eligibility for participation in a 401(k) plan)...."