©2019 by Savings Preservation Working Group

Reducing Retirement Savings Leakage

Employee Benefits Research Institute (EBRI)

"A 2014 analysis by EBRI found that approximately two-thirds of the impact of diminished retirement savings due to leakage was associated with the cashouts that sometimes occur at job change. Others have pointed out that 401(k) loans, which sometimes are criticized as a significant source of retirement savings leakage, actually account for the smallest amount of pre-retirement savings loss."